A defensible Quality of Earnings baseline in minutes, not weeks.
Upload the GL, bank statements and trial balance. Peakline Deal-Ready maps accounts, proves cash, proposes normalizing adjustments with source postings attached, and produces a buyer- or lender-ready report. A reviewer approves every adjustment.
- Runs entirely in your browser. Files never leave the device
- SHA-256 evidence fingerprints
- No plugs: exceptions stay visible
Every bank month tested against book postings, with continuity checks. Unexplained items stay as disclosed exceptions.
Each add-back opens to the exact GL entries, the rationale and the documents requested. Nothing hits Adjusted EBITDA until a reviewer accepts it.
Customer concentration, HHI, lost-customer run-rate, and a monthly NWC series that supports the peg discussion.
One click to a PDF with the bridge, register, cash proof, lineage and limitations, including DSCR for the lender version.
Upload source files
GL, bank statement summary, monthly trial balance and management P&L as CSV or Excel. Processed locally. Each file is fingerprinted (SHA-256) for evidence lineage.
Map accounts
Rules propose a QoE category for each account. Override any row and everything downstream recalculates.
Review adjustments
Rules propose and a qualified reviewer decides. Only accepted items flow to Adjusted EBITDA. Open any row for its source postings and evidence.
Cash proof
Bank receipts and disbursements tested against book cash each month, plus statement continuity. No plugs.
Revenue quality
Concentration, churn and recurring share, tied to the GL revenue base.
Net working capital
Defined NWC by month, with the TTM average shown as a peg scenario.
Adjusted EBITDA bridge
TTM reported to adjusted, accepted items only.
Report
PDF with bridge, register, cash proof, revenue quality, NWC, evidence lineage and limitations.
Month-2 refresh
Re-run at two period ends. Adjustments whose amount moved are flagged needs refresh for re-acceptance.