Peakline Deal-Ready QoE Baseline · Prototype
No case loaded
For PE buyers, search funds & SBA lenders

A defensible Quality of Earnings baseline in minutes, not weeks.

Upload the GL, bank statements and trial balance. Peakline Deal-Ready maps accounts, proves cash, proposes normalizing adjustments with source postings attached, and produces a buyer- or lender-ready report. A reviewer approves every adjustment.

  • Runs entirely in your browser. Files never leave the device
  • SHA-256 evidence fingerprints
  • No plugs: exceptions stay visible
Proof of cash

Every bank month tested against book postings, with continuity checks. Unexplained items stay as disclosed exceptions.

Evidence-linked adjustments

Each add-back opens to the exact GL entries, the rationale and the documents requested. Nothing hits Adjusted EBITDA until a reviewer accepts it.

Revenue & NWC diligence

Customer concentration, HHI, lost-customer run-rate, and a monthly NWC series that supports the peg discussion.

Lender & buyer outputs

One click to a PDF with the bridge, register, cash proof, lineage and limitations, including DSCR for the lender version.

UploadMapReview adjustmentsCash proofRevenue qualityNWCBridgeReport
Step 1

Upload source files

GL, bank statement summary, monthly trial balance and management P&L as CSV or Excel. Processed locally. Each file is fingerprinted (SHA-256) for evidence lineage.

Step 2

Map accounts

Rules propose a QoE category for each account. Override any row and everything downstream recalculates.

Step 3

Review adjustments

Rules propose and a qualified reviewer decides. Only accepted items flow to Adjusted EBITDA. Open any row for its source postings and evidence.

Step 4

Cash proof

Bank receipts and disbursements tested against book cash each month, plus statement continuity. No plugs.

Step 5

Revenue quality

Concentration, churn and recurring share, tied to the GL revenue base.

Step 6

Net working capital

Defined NWC by month, with the TTM average shown as a peg scenario.

Step 7

Adjusted EBITDA bridge

TTM reported to adjusted, accepted items only.

Step 8

Report

PDF with bridge, register, cash proof, revenue quality, NWC, evidence lineage and limitations.

Monitoring

Month-2 refresh

Re-run at two period ends. Adjustments whose amount moved are flagged needs refresh for re-acceptance.